It is not our policy to sell or market the personal, non-public, information about you to third parties without your consent. Such information is used solely in the conduct of our business, on your behalf, and to provide the highest quality service, which we believe you have every right to expect.
In the event that we use any non-affiliated, third party service provider to assist us in providing debt management services, or other services, to you; and, those services require that we disclose any non-public personal information about you, we will require that third party provider to sign an agreement that protects the confidentiality of your information.
During the initial counseling session and your subsequent enrollment into settlement program, we will ask you for specific information.
Debt Information Including:
- Credit Card and Loan Account Numbers
- Current Balances
- Current Interest Rates
- Minimum Payments
Personal Information Including:
- Social Security Number
- Telephone Number
- E-mail Address
- Name & Address of Employer
- Date of Birth and Age
- Budget Information including Pay
- Other Income Sources
- Monthly Expenses
- Assets & Liabilities
Some creditors require that we disclose information regarding your income, expenses, assets, and liabilities to them in order to obtain concessions from them.
You have the right to forbid Paydayloansdebt.net to release this information to creditors that require it. However, it must be understood that, while no creditors guarantee that they will make any concessions, those that require disclosure of the financial information described above will not make concessions without it. You gave the vast majority of this information to the creditors when you opened the account; or, it can be obtained by the creditors from your credit report.
Paydayloansdebt.net reserves the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.
Paydayloansdebt.net may analyze and aggregate our non-public personal information internally for the purpose of compiling statistics, evaluating trends in the marketplace, and evaluating the overall effectiveness of our services. However, we will not share non-public information with third party service providers except as has been previously described in this brochure.
Your non-public personal information will not be sold. Paydayloansdebt.net will, however, make information available regarding financial products and services that we believe you may have a need for or an interest in learning about. In doing so, we will make information available to you without releasing information about you to outside vendors or non-affiliated organizations.